AllFreelanceWork.com is an 8 year old Freelance Projects Board offering freelancers Freelance Jobs Search, Free Portfolios,& articles. AllFreelanceWork is also a great small business resource for starting a home business & looking for home business opportunities (no scams). AllFreelanceWork is filled with freelance resources, including small business startup tips, self-employment articles, how to start a freelance or small home business, articles about self-employed health insurance offers, promoting & marketing your small business, finding small business & freelance business opportunites for graphic designers, web designers, writers, screenwriters, programmers,artists, editors, & other careers & professions.

Warning: mysql_query(): supplied argument is not a valid MySQL-Link resource in /home/afwork/public_html/articlemarsala6.php on line 235

Warning: mysql_fetch_array(): supplied argument is not a valid MySQL result resource in /home/afwork/public_html/articlemarsala6.php on line 237

Warning: mysql_query(): supplied argument is not a valid MySQL-Link resource in /home/afwork/public_html/articlemarsala6.php on line 239

Warning: mysql_fetch_array(): supplied argument is not a valid MySQL result resource in /home/afwork/public_html/articlemarsala6.php on line 241



Warning: mysql_query(): supplied argument is not a valid MySQL-Link resource in /home/afwork/public_html/articlemarsala6.php on line 245

Warning: mysql_fetch_array(): supplied argument is not a valid MySQL result resource in /home/afwork/public_html/articlemarsala6.php on line 247

Warning: mysql_query(): supplied argument is not a valid MySQL-Link resource in /home/afwork/public_html/articlemarsala6.php on line 249

Warning: mysql_fetch_array(): supplied argument is not a valid MySQL result resource in /home/afwork/public_html/articlemarsala6.php on line 251

 

Warning: mysql_query(): supplied argument is not a valid MySQL-Link resource in /home/afwork/public_html/articlemarsala6.php on line 262

Warning: mysql_fetch_array(): supplied argument is not a valid MySQL result resource in /home/afwork/public_html/articlemarsala6.php on line 264

Warning: mysql_query(): supplied argument is not a valid MySQL-Link resource in /home/afwork/public_html/articlemarsala6.php on line 266

Warning: mysql_fetch_array(): supplied argument is not a valid MySQL result resource in /home/afwork/public_html/articlemarsala6.php on line 268

	Search Career Schools Zip Code: Subject: Digital & Media Arts Fashion Design Interior Design Photography Graphic Design Animation Web Design Business Culinary Arts Education Healthcare Law & Justice Psychology Technology Technicians Degree: - Select All Degrees - Associate's Bachelor's Master's Doctoral Certificates Diplomas Coursework Online Campus Both

Home > Articles > Finance / Insurance > HOME OWNER AND AFFORDABLE HEALTH INSURANCE

Locating Affordable Health Insurance For Small Home Businesses, Freelancers, & Individuals

by Maria Marsala

Finding health / medical insurance, as a small home-based business owner, it can be difficult and is usually expensive. Below are Self-Employed Health Insurance Resources to Get Your Search for Individual Medical Insurance Started.

But it doesn't have to "break the bank". Below is a list of valuable insurance resources and great places to start your research. Disclaimer: It is the reader's sole responsibility to abide by all pertinent jurisdiction laws and regulations pertaining to their business and health. Each person is responsible and liable for the outcome of acting on any of the suggestions included in this article. You're on your own to research and/or purchase the program that is appropriate for you.

Memberships with Self-Employment Organizations: Some Small Business Organizations Offer Healtsh Insurance Benefits to Their Members. Memberships

Many business organizations include group health insurance as a member benefit. And many individuals and business owners join an organization specifically for the membership benefits. So first, review the benefits of organizations you belong to or that are located in your community.

The list below of Self-Employment Health Insurance Resources May Help You Get Started With Your Search:

The National Association for the Self-Employed, www.nase.org.

International Computer Consultants Organization www.icca.org/.

Public Relations Association www.prsa.org.

Fraternal companies and organizations such as Modern Woodmen of America, Knights of Columbus, Sons of Norway http://dmoz.org/Society/Organizations/Fraternal/Benefit_Societies/

List Of Organizations http://coachmaria.com/articles/networktosuccess.html.

State Programs Offering Health Insurance to Some Low Income Small Business Owners, Individuals, and Self-Employed Freelancers.

Some states, Washington for example, provide basic health to lower income residents and many new business owners fit this category. For additional information, contact your State Insurance Department.

Ask Your State's State Department of Insurance (DOI) For a List of Health Insurance Companies That Have Registered Complaints Filed Against Them

Locate your states DOI web site and find the area within the agency that health insurance falls under. Request a list of registered insurance companies and ask about complaints that have been filed against them. Many insurers offer insurance in a state where they are not registered. If anything goes wrong, you have no recourse.

Call or Email Medical Insurance Brokers That Will Provide You With Self-Employed Health Insurance Resources That They Have Used

Check your phone book for Insurance Brokers who will provide you with health insurance resources they've used. Check a few brokers in your area since they may deal with different companies.

Some Companies Provide a Health Insurance Plan as part of Their Services, find individual (self-employed) medical insurance rates via these companies.

There are many companies, who provide, as part of their overall services, a health plan. Some I found while researching are: www.affordableservices.com www.uicisolutions.com/ www.libertyplusplans.com/ www.affordableservices.com www.farmbureau.com www.healthinsurance.com/

Some Wholesale Department Stores Offer Reasonable Health Insurance Benefits to Their Members.

Check your department store and wholesale store memberships. In some states, Costco , www.costco.com offers health insurance. So check every potential membership you possess.

Ask Your Doctors About What Medical Insurance They Accept & Respect

Do you have a doctor(s) you really respect? If so, ask your doctors what policies they accept and start your research there.

In Some States, You May Qualify for Spouses and Domestic Partnerships & Can Share Health Insurance Coverage

In some states you may qualify as a "domestic partners" and therefore share in health coverage. In some companies, even in states where you might not qualify as a domestic partner, you maybe eligible for insurance coverage. Your spouse may have coverage for you, too. Check it all out.

Ask Your Self-Employed, Non-Employed, and Friends Who Own a Small Home-Based Business

Ask your friends and colleagues what companies they use. This is a great way to find out which companies to stay away from and which to explore.

Bonus Every few years, conduct a check of the health services and prices available in your area. Why pay more than you have to? And remember... always check with your state's DOI before purchasing insurance from a company - off or on-line.

© Copyright 2002 All Rights Reserved.

Maria Marsala, Business & Life Coach-Consultant. Maria works with successful individuals as they take their success to even higher levels. They're designing their lives - professionally and personally - around what they love to do. Subscribe to "Helping You Grow Professionally" our free weekly online newsletter. http://www.CoachMaria.com

 

Please suggest a site here

Freelance Billing Help

Graphic Design Portal

Adobe Photoshop Tutorials

sister sites :

Freelance Self-Employed Jobs Directory

Graphics Software Information

All Work At Home Ideas

Tutorials Directory

All Freelance Work is a freelance jobboard, small business community, consulting business article base, and freelance self-employment business information zone (and also great for people who have home-based businesses). All Freelance Work has been around since 2000 and is the home to over 170,000 freelancers. With 100s of freelance articles and 30,000 registered employers of freelancers, we have helped 1000 of contracted independent professionals find the perfect consulting jobs. Spend some time on this freelance site and see why so many freelancers keep coming back to All Freelance Work day after day. We welcome all self-employed professionals and we welcome all employers looking to hire our independent professionals. (Employers Can Search or Browse for Portfolios from the bottom or top of this page).

CONTACT US ------ ADVERTISERS ------ FAQ ------ ABOUT US ------ PRIVACY POLICY ------ TERMS OF USELinks -----> folios--Adobe Photoshop Tutorials--All Work At Home Ideas--Freelance Jobs --Graphic Designers Resources--All Advertising Online--Artists Helping Children--Blue Sfear--ContractedWork--Family Travel Destinations -- Schools and Learning -- Find Dentists --Web Design Resources -- Graphics Software & Photoshop Tutorials -- Web Design -- Web Designers -- Web Design Portfolio

ARE YOU LOOKING FOR A FREELANCER - BROWSE THROUGH OUR FREELANCER'S PORTFOLIOS BELOW:

Freelance Graphic Designers Portfolios -- Freelance Animators Portfolios -- Freelance Multimedia Artists Portfolios -- Flash Artists Portfolios -- CAD Professionals Portfolios -- Freelance Copyeditors Portfolios -- Proofreaders Portfolios -- Creative Direction Portfolios -- Freelance Creative Directors Portfolios -- Fashion Designers Portfolios -- Film / Video / Audio Artists Portfolios -- Game Artists Portfolios -- Freelance Desktop Publishers DTP Galleries -- Illustrator and Illustration Galleries -- Free-lance Cartoonists Galleries -- Free-lance Industrial Designers Galleries -- Free-lance Interior Designers Galleries -- Marketing and Promotional Designers Galleries -- Muralists Galleries -- Faux Finishers Galleries -- Free-lance Photographers Galleries -- Powerpoint Artists Galleries -- Free-lance Presentation Artists Galleries -- Free-lance Translators Galleries -- Free-lance Web Designers Galleries -- Writers Galleries -- Journalists Galleries -- Contracted Web Developers Galleries -- Database Developers Galleries -- Contracted Web Copywriters -- Web Animators Portfolios -- Contracted IT Testers -- Contracted Tech Trainers -- Programmers Portfolios -- Contracted IT Networkers --Database Programmers -- Contracted Tech Writers -- System Administrators and Admins --Engineers -- Contracted Data Processors -- Contracted CPAs -- Contracted Accountants -- Financial Planners -- Contracted Bookkeepers -- Contracted Lawyers and Attorneys -- Financial Analyzers -- Investors -- Contracted Legal Assistants -- Contracted Paralegals -- Contracted Managers and Strategists -- Contracted Analysts -- Contracted Brand Strategists -- Contracted Customer Service Agents -- Contracted Business Development -- Self-Employed Advertisement Managers -- Self-Employed Marketers -- Self-Employed Sales -- Media Buyers -- Self-Employed Web Promoters -- Self-Employed Public Relations Agents -- Self-Employed Architects -- Self-Employed Engineers -- Event Planners -- Self-Employed Musicians -- Self-Employed Politics Advisors -- Recruiters -- Self-Employed Scientists -- Self-Employed Coaches and Trainers -- Entertainers -- Self-Employed Fitness -- HR Human Resources -- Self-Employed Real Estate Agents -- Self-Employed Retailers -- Self-Employed Trainers -- Self-Employed Data Administrators -- Self-Employed Transcriptionists -- Virtual Assistants